A Bitcoin Savings Benefit, Built Into Payroll

Zero. Astra's architecture is non-custodial — we never hold crypto. All transactions execute through a licensed, regulated exchange partner. Your only role is to set up the payroll deduction. Astra handles compliance, custody coordination, and regulatory requirements.

Instead of trying to time the market with a lump sum, dollar-cost averaging (DCA) spreads purchases over time. By buying a fixed dollar amount each paycheck, employees automatically buy more Bitcoin when prices are low and less when prices are high - smoothing out volatility and reducing the emotional stress of market swings.

Employees own their Bitcoin outright. It's held in their personal account, which they control completely. They can withdraw, transfer, or sell at any time - there are no vesting periods or employer restrictions. The employer never touches or holds the cryptocurrency.

Astra integrates with all major HRIS and payroll providers. Contact us for details about your specific payroll system.

Employer matching is completely optional. Employers choose whether to offer a match and set their own match rate. For example, a company might offer a 20% match on employee contributions — a $100 employee contribution would add $20 worth of Bitcoin from the employer. It's a flexible recruitment and retention tool that employers can tailor to their budget.

Employee contributions are made with post-tax dollars. Astra provides all necessary tax documentation including 1099 forms. When employees sell their Bitcoin, they'll pay capital gains tax on any appreciation. We recommend consulting a tax professional for your specific situation.

Astra uses institutional-grade custody infrastructure trusted by organizations managing billions in digital assets. Employee assets are protected by comprehensive insurance coverage, cold storage, multi-signature security, and 24/7 monitoring. Our custody partner maintains SOC 2 compliance and undergoes regular third-party security audits.